How I use a template

I was asked to show how to use a template so here you go Jamie..
This is how I use a template:

• Open the psd file of the template.
• You will notice that each shape is a layer. Drag your picture/paper into Photoshop or whatever software you are using.
• Place your picture so it is in the layer ABOVE the shape you want it to replace in the layout.
• Now, hold down the ALT button on your keyboard as you hover the mouse between these two layers: the photo/paper and the shape you want to cut it out to.
• When you see a circle with the bottom half shaded, click on your mouse.
• You have made a clipping mask!
• You can still adjust your photo/paper so that it fits inside the shape the way you want it.
• You can re-size your photo/paper, move it up, down, left and right, whatever!
• I would recommend that once you have it the way you like it, merge the two layers.
• Then, make clipping masks of the rest of the layers!

Templates should really make your page quick and fun while still allowing you to add your own personal flair!